KavachioAfter years of seeing carriers and MGAs struggle with disconnected systems and manual processes, we built Kavachio specifically to modernize the delegated authority ecosystem.
Eliminate fragmented systems, spreadsheets, and manual workflows with a modern AI-powered platform built specifically for carriers, MGAs, brokers, and reinsurers.
Most organizations manage delegated authority operations through a patchwork of disconnected tools — each with its own data, its own owner, and its own version of the truth.
Most delegated authority transformation programmes are measured in years and millions. Kavachio is measured in weeks.
25+ capabilities spanning the full delegated authority lifecycle — from binding the programme to reporting on the reinsurance behind it.
Manage programs, policies, contracts, workflows, and approvals from a single dashboard.
Transform bordereaux processing with intelligent automation.
Stay audit-ready and regulator-ready, every day of the month.
Purpose-built reinsurance functionality tailored to your operation.
Kavachio Intelligence™ runs across the entire delegated authority lifecycle — reading contracts, mapping data, catching exceptions and drafting the reports your regulators ask for. Not a chatbot bolted onto a legacy core: intelligence built into every step of the workflow.
Leverage AI across the delegated authority lifecycle:
Reads binders, slips and treaty wordings, and turns clauses into structured, queryable terms.
Checks every row against contract terms and business rules the moment a BDX lands.
Learns each coverholder's file format and maps it to your canonical schema — no rebuild per broker.
Surfaces anomalies, breaches and outliers with the reasoning behind each flag.
Routes approvals, chases the right owner and closes the loop without manual follow-up.
Drafts surplus, MOPR, regulatory and executive reporting straight from validated data.
Assembles the evidence pack — lineage, decisions and approvals — before the auditor asks.
Watch AI-powered BDX validation work on a real bordereau in a 15-minute briefing.
Book a walkthroughBuilt using modern agentic architecture designed for insurance operations. Specialised agents own each stage of the lifecycle, hand work to each other, escalate to a human when confidence is low — and record every decision they make.
Estimate your annual savings in less than 2 minutes. Enter a few details about your delegated authority operation and see the licence, headcount and rework cost you could remove.
Kavachio was founded by insurance technology leaders with deep expertise across the delegated authority ecosystem — the people who have built, run and fixed these operations from the inside.
After years of seeing carriers and MGAs struggle with disconnected systems and manual processes, we built Kavachio specifically to modernize the delegated authority ecosystem.
Deliver business outcomes in months, not years.
Reduce technology sprawl and support costs.
One source of truth across contracts, bordereaux, reporting, and reinsurance.
Built with auditability, compliance, and control at its core.
Designed for the future of insurance operations.
Because transformation risk shouldn't sit solely with the customer.
Book a 15-minute executive briefing — no slideware, a live walkthrough of the platform and the commercial model behind it.
In 15 minutes you'll see